In recent years, most insurance companies have realized that there is money to be made from animal feed. When I got my first cat, there were few companies that pet insurance protection but these days virtually every major insurance company some form of PET cover has plan. However, this means more competition does not necessarily make it any easier to pick the policy that is right for you and your pet.
Cat insurance prices vary greatly and usually in the range of $ 200 to $ 600 (£ 120 to £ 360) or more per year. However, it is important that you read the fine print before you decide to take the policy to the.
The first point you need to check exactly what is covered. Most measures provides an upper limit of cover as a maximum amount for each covered injury or illness. This can often be less than the actual costs, especially if the treatment surgery. It is not for a pet owner to find that although they are insured to pay a large amount of the costs are unusual. Most companies have an annual maximum amount that the policy covers.
Pet insurance also differ in what they actually offer. For example, some of the costs not only for the treatment of your pet, but also the costs of vaccinations and breeding fees you should be hospitalized. Another important factor to check is the amount overpaid. This means that you pay a certain amount before you can claim any costs back. For example, if your pets treatment costs $ 280 (£ 200) you have to pay the first € 100 (£ 60) itself. As a general rule, the cheaper the insurance is the greater of the excess will be.
It is worth insuring your pet the cat as early as possible, because the older, the more it will cost to insure it. Unlike other insurance companies to pay, where it is to shop around and move from insurer to insurer may this is not the case with pet insurance. Once a cat reaches a certain age, usually around 8 years old, it can be either difficult or very expensive to get it insured. Usually, a company very happy to renew the existing measures in the previous year, although the annual premium increases a little, but they are reluctant to take a new business in older cats ...
Before you decide to take a pet insurance, what exactly you need and cover read the fine print before signing up for any policy. If you are in doubt, it may be worth discussing the matter with your veterinarian, you will be only too happy to advise.
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